Mortgage Repayment Calculator
Drag the sliders to see how property price, deposit, interest rate and term change your monthly repayment.
Your details
That's £48,000 up front.
Your mortgage lender's quoted annual rate.
Updates as you change the figures. No submit button needed.
Result
£1,512/mo
£453,559 repaid in total over 25 years
How we calculate this
We use the standard repayment-mortgage formula — a fixed monthly payment across the full term, calculated from the loan amount (property price minus deposit), the monthly interest rate, and the number of monthly payments.
This assumes a fixed rate held for the entire term and doesn't account for product fees, early repayment charges, or rate changes at the end of a fixed period — all of which affect a real mortgage offer.
This tool is for general guidance only and is not financial or tax advice. Always check your own circumstances, ideally with a qualified adviser or accountant, before making decisions.
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