Tools & calculators
Interactive utilities that turn complex financial decisions into simple next steps — no signup, no saved data, just the maths.
Start with a situation
New to Money
The essentials for getting a first real handle on your finances.
3 tools
Buying Your First Home
Work out what you can afford and what it will actually cost.
3 tools
Planning for Retirement
From workplace pensions to the maths behind financial independence.
3 tools
Crypto + Traditional
Model a crypto habit next to the compounding and tax that sit around it.
3 tools
Saving & Budgeting
Take-Home Pay Calculator
See what actually lands in your account after tax, NI and pension.
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Saving & Budgeting
50/30/20 Budget Planner
Split your take-home pay across needs, wants and savings.
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Saving & Budgeting
Emergency Fund Calculator
Work out how much of a safety net you actually need.
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Saving & Budgeting
Debt Payoff Calculator
Compare snowball vs avalanche and see which clears debt faster.
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Investing
Compound Interest Calculator
See how contributions and time compound into a future balance.
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Property
Mortgage Repayment Calculator
Estimate monthly repayments across price, deposit, rate and term.
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Property
Stamp Duty Calculator
Work out Stamp Duty Land Tax for your purchase price.
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Property
Rent vs Buy Calculator
Compare the real cost of renting against buying over time.
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Pensions & FIRE
Pension Contribution Calculator
See how contributions and tax relief grow your pension pot.
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Pensions & FIRE
FIRE Number Calculator
Find the number you need to hit financial independence.
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Income & Tax
Side-Income Tax Estimator
Estimate what you’ll owe on income outside your main job.
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Crypto & DeFi
Crypto DCA Calculator
Model a pound-cost-averaging strategy over time.
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